Meet CoolCredit, an AI-assisted DIY app that allows you to get a FREE analysis of your credit report (we have all 3 - Experian, Equifax, and TransUnion) in just a few taps. The advanced AI credit repair identifies errors in your credit reports and recommends steps to dispute them successfully. If you are completely new to the credit concept, cannot dedicate time to the DIY approach, or want increased chances of winning a dispute, you can choose Expert Assist.